Temporary Total Disability Benefits In Illinois

What Is TTD In Illinois

Temporary Total Disability pays two thirds of your gross average weekly wage tax free when your authorized doctor keeps you off work or your employer cannot accommodate restrictions. Minimum and maximum rates are tied to statewide wage data. Lipkin & Apter helps set the correct rate and documents eligibility

Eligibility And Proof

You will need timely notice to your employer, medical records linking the injury to work, and off work slips or written restrictions from your treating physician. Consistent follow up and accurate job descriptions support your claim and avoid payment gaps.

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When TTD Starts And Stops

Payments generally start once the insurer receives medical proof and may continue until you return to work or reach maximum medical improvement. TTD can pause or stop if light duty is offered within restrictions, if your doctor releases you, or if an insurer relies on an independent exam. We challenge improper stoppages.

Calculating Your Rate

Illinois typically uses a 52 week look back to compute the average weekly wage. Overtime, seasonal work, second jobs, and bonuses can affect the calculation. We review payroll records to ensure your TTD reflects true earnings.

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If Your TTD Is Denied Or Delayed

When benefits are cut off or slow to arrive, we can file an emergency petition, seek penalties when appropriate, and obtain supporting opinions from your treating provider. Clear documentation and prompt hearing requests keep pressure on carriers to pay correctly.

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TTD FAQs

  • How much are TTD benefits in Illinois?

    The benefit is generally two thirds of your average weekly wage within state minimums and maximums. Accurate wage data ensures you receive the correct amount.

  • When do TTD payments start and stop?

    Payments start after the insurer receives medical proof of inability to work and continue until release, appropriate light duty, or maximum medical improvement. Disputes may require a hearing.

  • What if my employer stops paying TTD?

    Contact us immediately. We can challenge the decision, gather medical support, and ask an arbitrator to order payment.

  • Do TTD checks include taxes?

    TTD is typically not taxed, but verify with your tax advisor on your situation. Keep all stubs and letters for your records.

  • Can I work another job while on TTD?

    Working can jeopardize eligibility, especially if it conflicts with restrictions. Discuss any side work or job offers with your doctor and our office first.

Talk With Illinois Temporary Total Disability Lawyers

We represent injured workers statewide and align the comp and liability strategies from day one. Lipkin & Apter is ready to help.