underinsured motorist coverage | Lipkin & Apter

underinsured motorist coverage

$850,000 Underinsured Motorist Insurance Car Accident Settlement

After a serious car accident an underinsured motorist claim was filed with the client's own insurance carrier. The insurance carrier did not want to settle without conducting a thorough investigation. Even then the original settlement offer was rejected. Lipkin & Apter secured a settlement at over 50% more than originally offered.
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Uninsured and Underinsured Motorist Coverage - What You Should Know

Uninsured Motorist Coverage (UM) applies when a driver causing an accident does not have liability insurance, despite state law requiring all drivers to have this, or runs away following an accident and cannot be found.
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