Auto Accident

After a serious car accident an underinsured motorist claim was filed with the client's own insurance carrier. The insurance carrier did not want to settle without conducting a thorough investigation. Even then the original settlement offer was rejected. Lipkin & Apter secured a settlement at over 50% more than originally offered.

On November 19, 2003, Mr. and Mrs. Janota were killed in a car accident. The individual liable for the accident was uninsured. The executor of the Janota Estate filed a claim against State Farm for $250,000, and when State Farm agreed to pay the estate only $100,000, filed suit against State Farm seeking to reform the Janota insurance policy to $250,000 for uninsured benefits.

Uninsured Motorist Coverage (UM) applies when a driver causing an accident does not have liability insurance, despite state law requiring all drivers to have this, or runs away following an accident and cannot be found.

The negligent driver’s insurance company agreed to tender their driver’s policy limits of $250,000.00 as soon as they received the documentation we provided. As soon as possible thereafter, we made a court appearance required by the Illinois Wrongful Death Act and presented our client’s Petition for Court Approval of the Settlement in the amount of the $250,000.00 policy limits of insurance. The Court saw that all documents were in accordance with Illinois law and granted the Petition. We then obtained our client’s money for her.

If you have been injured in a car accident, it is important to prepare a list of questions for your initial consultation with a car accident attorney to ensure that you hire a qualified attorney and are compensated for your losses. The experienced attorneys at Lipkin and Apter are well qualified to help represent your interests and to make sure that you are adequately compensated for your pain and suffering.

You’re involved in a car accident caused by another driver’s negligence. Your leg is broken. You need surgery. In a couple of weeks you begin physical therapy to increase the strength and range of motion in your leg. Therapy lasts four months. The medical bills start coming in. You begin to receive collection letters seeking payment of your medical bills. What should you do?

Learn what to do after an auto accident with tips from the Chicago car accident lawyers at Lipkin & Apter.

The personal injury attorneys at Lipkin & Apter want to share tips for auto accident avoidance to help you keep the roads safer.